BFSI Knowledge Centre & Insights

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High-impact product awareness infographics, statutory briefs, and one-pagers designed to protect policyholders and borrowers.

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Employer Insurance Myth
View Infographic & Discuss
Product Details 2 min read

Myth: Employer insurance is enough. But is it really enough?

4 vital risks of relying solely on corporate cover: limited coverage, basic sum insured, job change coverage loss, and lack of long-term security.

Health Insurance Awareness
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Product Details 3 min read

Health Insurance Awareness: Should we take 5L or 10L for our family?

How much will it cost if you get a serious illness requiring continuous treatment for years? Real billing data shows why you must forecast and think big.

Co-Pay and Deductibles
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Product Details 3 min read

Co-Pay, Deductible & Sub-Limits: Understanding Fine Print

Section-by-section breakdown: 20% co-pay calculation, ₹10k deductible mechanics, and procedure-specific capping like cataract sub-limits.

Fraud Clause and Checklist
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Product Details 3 min read

Fraud Clause & What to Check Before Buying Your Policy

Why the 5-year moratorium never protects intentional fraud, and the 6 mandatory features to verify before signing (Room Rent, Consumables, Restores).

Moratorium Period 5 Years
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Product Details 3 min read

Moratorium Period — 5 Years Protection Under IRDAI 2024 Rule

After 5 continuous years without a break, the insurer CANNOT reject a claim for old non-disclosure. Portability rules and why premium breaks reset the clock.

Statutory Law 4 min read

Section 45 of Insurance Act: Nominee Rights & Early Claim Defense

How the 3-year non-contestability clause protects beneficiaries against insurer repudiations, and what evidence is legally permissible.

Credit Advisory 3 min read

Understanding FOIR & KFS: How Banks Evaluate Your Credit File

Why multiple bank logins destroy credit scores, and how Key Fact Statements (KFS) ensure complete APR transparency without hidden fees.

Wealth Strategy 4 min read

The Math Behind Step-Up SIPs: Outpacing 7% Retail Inflation

A one-page mathematical breakdown comparing standard flat SIPs against a disciplined 10% annual contribution increase over long horizons.

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