Insurance Services & Claims Support

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Shreyas Practice

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Insurance Services

Insurance Practice

Insurance protection concept for individuals families and businesses

Life Insurance Advisory & Placement

Needs-based analysis preventing underinsurance across pure term, whole-life, and annuity structures.

  • Human Life Value (HLV) gap assessment
  • Critical illness and accidental rider audits
  • Medical schedule & underwriting assistance
Calculate HLV

Health & Medical Cover Optimization

Designing zero-deduction hospitalization portfolios with restored sum insured and no room-rent capping.

  • Tertiary hospital cost index calibration
  • High-deductible Super Top-up buffering
  • Corporate GMC vs. Retail gap diagnosis
Run Health Tool

Motor Insurance (Private & Commercial)

Comprehensive bumper-to-bumper cover for private cars, commercial fleets, and two-wheelers with cashless garage tie-ups.

  • Zero-Depreciation, Engine Protect & RTI riders
  • Vehicle physical pre-inspection survey coordination
  • Instant renewal & No Claim Bonus (NCB) protection

Property & Asset Cover (SFSP / Griha)

Protecting commercial buildings, factories, stocks, and plant & machinery against fire, flood, and earthquake hazards.

  • Bharat Sookshma & Griha Udyam policy structuring
  • Asset valuation to eliminate under-insurance penalty
  • Business Interruption / Loss of Profit (FLOP) cover

Commercial Liability & Executive Protection

Shielding corporate balance sheets, promoters, and leadership against legal liability and litigation expenses.

  • Directors & Officers Liability (D&O)
  • Commercial General Liability (CGL) & Cyber Risk
  • Contractual indemnity & lease agreement vetting

Marine & Cargo Transit Insurance

End-to-end insurance protection for raw materials and finished goods in transit across domestic and international routes.

  • Marine Open Policies & Sales Turnover Policies (STOP)
  • Inland rail, road, and air transit coverage
  • Dedicated marine surveyor and loss adjuster liaison

Travel Insurance (International & Domestic)

Seamless medical and contingency coverage for overseas business trips, leisure travel, and student visas.

  • Schengen & US/UK mandatory visa-compliant covers
  • Emergency overseas hospitalization & cashless assistance
  • Trip delay, passport loss, and baggage cover

Claims Advocacy & Dispute Defense

Standing alongside nominees and policyholders when early claims face wrongful insurer repudiation.

  • Section 45 Insurance Act compliance
  • Insurer Claims Review Committee defense
  • Insurance Ombudsman & Bima Bharosa petitions
Claims Protocol